Stocks vs Real Estate
Simple comparison. Real data. See what works for you.
🎯Your Investment Plan
💰
Amount to use as initial capital for each option (stocks and real estate). Used independently for each scenario; changing other fields will not change this amount.
$100,000
⏰
How many years to hold the investment
7 years
📈
S&P 500 historical average: ~8%
8.0%
Real Estate Adjustment Mode
Choose which value should adjust automatically when you change the other
🏠Real Estate Scenario
🏠
Target property purchase price
$430,000
💵
Percentage of house price (20% typical)
20.0%
💰
Derived from down payment % (read-only)
Automatically calculated
📋
Typical: 2% - 5% (affects cash needed, not initial investment)
3.0% = $12,900
🏦
Annual interest rate for mortgage
5.8%
💸
Leave 0 if owner-occupied or no rental income
$2,000 / month
Initial Investment Breakdown
Down Payment
$86,000
Closing Costs
$12,900
Real Estate Total
$98,900
Stocks Initial Investment
$100,000
Total Initial Investment:$100,000
✓ Real estate fits within your initial investment